Intelligent Financial Advisory

Creating, managing, and protecting your wealth the intelligent way.

News Feed

BBC News - Your Money

BBC News - Your Money

Anyone over thirty-five might look at you blankly if you mention vintage kilo sales, but they are increasingly popular with teenagers and students looking for cheap, fashionable clothing.
Posted: September 23, 2016, 8:59 pm
Many stay-at-home parents have no proper pension provision - so what can they do to maximise their retirement savings?
Posted: September 23, 2016, 8:59 pm
A collector who sold three new plastic £5 notes for £460 on the Ebay auction site says he will reinvest the money in his hobby.
Posted: September 23, 2016, 11:24 am
People who are tricked into transferring money to a fraudster deserve better protection, says consumer group Which?
Posted: September 23, 2016, 8:35 am

UK Equities Market Data - FT.com

The latest UK equities market news from the Financial Times, with stock data, financial commentary and investor analysis on FT.com

Dollar earners keep UK stocks steady after six-week low for sterling
Posted: September 23, 2016, 9:36 pm
Mining companies lead UK stocks sharply higher
Posted: September 22, 2016, 5:19 pm
UK stocks marginally higher as markets lack strong direction
Posted: September 21, 2016, 5:50 pm
One-month low for sterling helps underpin UK stocks
Posted: September 20, 2016, 5:42 pm

About

Introduction

“Let us help you create, manage and protect your wealth the intelligent way”

Intelligent Financial Advisory Ltd (IFA) is a new breed of financial adviser. Our ethos and every stage of our service is tailored towards providing what our clients want and need to achieve financial success. We listen, we understand and we research before we provide solutions to help you meet your financial objectives and aspirations.

Having worked for top high street and private banks our advisers are experienced, time served and knowledgeable. We are directly authorised and regulated by the Financial Conduct Authority (FCA) and we are proud to say that we offer truly independent financial advice. This means that we are not tied to any products or providers. Therefore, we can offer you a bespoke solution to meet your individual needs and objectives.

IFA have advisers who are Chartered Financial Planner qualified and affiliated to STEP (Society of Trust and Estate Practitioners). Both accolades should give peace of mind and confidence in our expertise and ability to assist clients when we are acting on their behalf.

We are specialists and have in depth collaborative knowledge in the following areas:
• Personal and Business Protection
• Savings
• Investments
• Pensions
• Retirement Planning, Annuities and Drawdown
• Mortgages
• Estate and Inheritance Planning
• Tax Efficient Planning
• Wills, Lasting Powers of Attorney and Probate

Services

Arrivals

An Explanation

Protection

Business Protection – Safeguarding the future of you business.

“If I die, why do I need money?” You don’t – but your loved ones might.

Protecting the things that are most important to you.

The old adage is as true today as it has always been. You protect your property, your vehicles and your valuables, but what is more valuable than your life or those you care about?
No one wants to think about the unexpected and the consequences that this would have not only on yourself but also on your loved ones.
Bad news can have a devastating impact on any one of us at anytime, so it is important to have suitable protection arrangements in place.

This is to safeguard your lifestyle, your family and your business should your income suddenly change due to illness or death.
Choosing the right options can be difficult without professional advice. We are here to provide you with that advice. This will help you reach informed decisions to achieve lasting benefits for you, your family and your business.

Process

Your Financial Journey

1. Introduction and fact find

We introduce ourselves and the services we are able to provide. This is when we really get to know each other, we precisely explain our business processes and how we work. We find out about you, your aspirations and your attitude towards risk. We make sure we fully understand your current financial situation and your specific needs and objectives.

2. Diagnosis and research

We now explore the market to find the best and most fitting solution to your requirements. We are able to search “whole of market” and obtain solutions as we are unbiased and truly independent.

Ongoing Advice & Reviews

A full and ongoing support and review service is provided to ensure our advice is regularly monitored and aligned to changes in your circumstances and/or objectives.

3. Presentation and recommendation

We confirm and present our findings, including any recommendations. We will explain any associated risks and we will fully disclose all the costs and charges that are applicable. We are explicit in our proposal making sure all points are fully explained and understood.

4. Client consent and implementation

When you are happy to proceed with our recommendations, we reiterate the details and seek your written consent before implementing the agreed recommendations.

The Main Types Of Financial Assets

We will help you build a diversified portfolio that can be adapted to your changing needs and which will be suited to your preferences and appetite for risk. This can involve investing in a mix of the following asset classes to meet your aspirations.

Cash

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Bonds

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Financial Advice

Property

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Equities

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Points To Consider:
• Can you commit this money to an investment for at least 5 years?
• Do you have a suitable emergency fund?
• Do you have debts that could be repaid?
• Are you prepared to take risk with some of your money?

• Are you comfortable with the likelihood that your money could rise and fall in value?
• Are you aware that you could lose this money and if so how would it affect your lifestyle?
• The importance of diversification

The Need For Asset Allocation

Team

The Team

Sukhpal Toor

sukhpal@i-fa.org.uk

Mihir Shah

mihir@i-fa.org.uk

Ramsy Dhillon

ramsy@i-fa.org.uk

Brand Summary

Creating, managing and protecting your wealth the intelligent way.

We believe that you, the client, are the foundation and core of our business and we will constantly strive to meet your financial needs and aspirations.

As a truly independent financial advisory practice we are able to take an all encompassing stance to help you achieve your goals.

As evidence of our client centric approach we aim to reward our clients for their loyalty with regards to the length and depth of your relationship with us. We want our business to be shaped by your views and experience of the service we deliver to you.

Our Values

  • To act with the highest ethical standards and integrity
  • To act in the best interest of each client
  • To provide a high standard of service
  • To treat people fairly

Contact

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Intelligent Financial Advisory Ltd
Harborough Innovation Centre
Airfield Business Park
Market Harborough
Leicestershire, LE16 7QB
01858 414303
info@i-fa.org.uk
www.i-fa.org.uk